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Financing & Layaway

Bogart's Credit Card*

0% Financing†‡§ and no down payment with a Bogart’s Jewellers Credit Card*

*Digital card only, not a physical credit card. Only applicable for purchases at Bogarts jewellers.

Bogart's virtual credit card for financing

Available Options

  • Flexiti Financing
  • Layaway
90 Days

No Interest, Equal Payment

$300 Minimum payment(Interest accrues, no available for residents of Quebec)†

See Terms and Conditions

6 Months

No Interest, Equal Payments

$500 Minimum payment(Interest accrues, no available for residents of Quebec)†

See Terms and Conditions

12 Months

No Interest, Equal Payments

$1,500 Minimum payment(Interest accrues, no available for residents of Quebec)†

See Terms and Conditions

How to Apply

2. In Store - Call or visit any of our 7 locations - Click to view locations

Financing terms and conditions

90 DAYS Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)†


†O.A.C. On your Bogart’s Jewellers Credit Card. Minimum purchase of $300 (excluding taxes) is required. Except for Quebec residents, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. For Quebec residents, the greater of 1% of the balance or $10 is due each month. Interest at the annual interest rate (AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents). Any balance at end of promo period bears interest at the AIR. Merchant charges an admin fee of $4.99 for the 90 Days No Interest No Payments promo which will be financed with purchase. Promos and terms may be changed without notice. Financing provided by Flexiti Financial.


6 MONTHS No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)‡

‡O.A.C. On your Bogart’s Jewellers Credit Card. Minimum purchase of $500 (excluding taxes) is required. Except for Quebec residents, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. For Quebec residents, the greater of 1% of the balance or $10 is due each month. Interest at the annual interest rate (AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents). Any balance at end of promo period bears interest at the AIR. Merchant charges an admin fee of $34.99 for the 6 Month No Interest No Payments promo which will be financed with purchase. Promos and terms may be changed without notice. Financing provided by Flexiti Financial.

12 MONTHS No Interest, No Payments (S.A.C.)(Interest Accrues)(Not applicable in Quebec)§

§O.A.C. On your Bogart’s Jewellers Credit Card. Minimum purchase of $1500 (excluding taxes) is required. Except for Quebec residents, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. For Quebec residents, the greater of 1% of the balance or $10 is due each month. Interest at the annual interest rate (AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents). Any balance at end of promo period bears interest at the AIR. Merchant charges an admin fee of $34.99 for the 12 Month No Interest No Payments promo which will be financed with purchase. Promos and terms may be changed without notice. Financing provided by Flexiti Financial.Quebec Residents: 90 day, 6 month, and 12 month no interest, deferred financing options available. Minimum monthly payments are required. Ask a Jewellery Consultant for details.

REGULAR CREDIT PURCHASE

•O.A.C. On your Bogart’s Jewellers Credit Card. Interest accrues at the cardholder’s annual interest rate (AIR). Minimum payments are due monthly in accordance with the cardholder agreement. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents). An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. Annual fee may apply for Quebec residents. The minimum payment is the sum of interest, payment protection insurance premiums and taxes, if applicable, plus $10. Financing provided by Flexiti Financial. *Subject to credit approval and terms of the Flexiti cardholder agreement. Bogart’s Jewellers Credit Card issued and financing provided by Flexiti Financial Inc.1O.A.C. On your Bogart’s Jewellers Credit Card. Minimum purchase may apply, ask a Jewellery Consultant for details. Promotional plans and available interest rates vary by applicant’s credit rating. Interest at the cardholder agreement annual interest rate applies when promotions are not in effect. Bogart’s may charge an admin fee that will be financed with purchase. Available promotional plans and terms may be changed without notice. Financing provided by Flexiti Financial.2Accounts opened in your birthday month or in the 2 months prior to your birthday will receive the birthday benefit during your birthday month the following calendar year. Accounts must be in good standing. Minimum purchase required. Exclusions apply. Subject to credit approval. Repair service must be paid for on the Bogart’s Jewellers Credit Card.

***Purchases made through Flexiti may only be exchanged for items of equal or greater value (pay the difference if applicable) and not refunded. 

*You will not receive a physical credit card - Everything is paperless and will be handled through your online account.

How it Works

 1. 20% Down Payment
2. Pay the remaining balance over a 6 month period

How to Apply

1. Online - Reach out via our live chat, email or call! 
Call - (709) 753-0210 
Email - support@bogartsjewellers.com

2. In Store - Call or visit any of our locations - Click to view locations